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I hope that you could relate to the previous post on analysis of one’s income. While that is necessary, analysis of one’s expenditure is rather indispensable. I say this based on two things: Like incomes, expenses can also be divided into several meaningful categories. Trust me, the way you treat your spending will change after…
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The post discusses the types of incomes and their attributes in terms of certainty and budgeting.
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As the name suggests, this article runs you through concepts you might have heard of several times in different contexts but may have paid little attention to. Even if you think you know these, it’s always worth one’s time to think about them through the lens of another person. All in all, a worthwhile read…
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Before one takes a plunge into the world of money and its management, it becomes necessary to understand first, what Economics really means. Also, without understanding the need to understand the basic principles of Finance and Economics, you are almost sure to lose interest midway (worse, you may not even be reading this!). Before you…
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This series is an attempt to demystify the basic principles of Finance and Economics, in a manner that makes these both intelligible and useful to the common man (whether working or not) in managing their finances. While there are ample books and readings on the subject of finance and money management, they suffer from two…
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Intimate Partner Violence (IPV) continues to pose a serious threat to the well-being of women worldwide. A serious shortcoming of IPV statistics is under-reporting by women surveyed. A recent study[1] studies the role of geographic proximity of the wife’s natal family to incidences of IPV. Such proximity shapes power dynamics in marriage, especially in patrilocal…
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After having considered concepts such as Incomes and Expenses, let’s now talk about something that assures us of a better and more secure future – Savings. For better understanding, let me divide this post into three sections: 1.Why Save? While most of us may agree that saving is a good habit, very few of us…
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The role of gender stereotypes and social expectations in impacting financial behaviour has been the subject of research worldwide. Women often demonstrate under-confidence in financial decision making and depend upon their male counterparts (husbands/ partners) for their investing decisions. This is not only because of differences in financial knowledge and sophistication, but also the underlying…
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This issue has been investigated in finance and gender research for quite some time now. Several studies have revealed that not only do women possess lower financial knowledge compared to men (called the gender knowledge gap), but they also tend to have lower self-confidence in their financial abilities[1]. For instance, on a financial quiz comprising…